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Your individual credit accounts may note that the debt was discharged in bankruptcy, or they may simply say the debt was written off, depending on how the creditor chooses to report it to the agency.The bankruptcy will initially lower your credit score, but you can improve it over time by using new credit wisely.

Make sure that the accounts you keep open have a grace period in which you can pay off your bill and not incur any interest.Despite your recent bankruptcy, you will probably get many credit card offers in the mail or over the Internet.Most recent bankruptcy filers can get a credit card -- but interest rates and fees are likely to be very high.If you’re new to the game and find the whole thing a bit overwhelming you can ask questions in the comment section below or reach out to Brandon via his blog at Life If you think you are hardcore enough to handle Maximum Mustache, feel free to start at the first article and read your way up to the present using the links at the bottom of each article.For more casual sampling, have a look at this complete list of all posts since the beginning of time.

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